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Insurance for Banks & Financial Institutions

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Meet our Financial Institutions Industry Practice Leader

Brendan Arnott
Brendan Arnott
EVP, Financial Institutions Industry Practice Leader

“The depth of our expertise means that we’re willing take on unique exposures and create custom solutions for our customers that make sense for everyone.”


Insurance coverage for a wide range of financial institutions

Asset management firms and funds:

  • Investment advisers
  • Broker dealers
  • Hedge fund managers/funds
  • Private equity and venture capital firms
  • Mutual fund companies


Banks and other lending institutions:

  • Credit unions
  • Mortgage, finance, and trust companies

Insurance companies, agents, and brokers, specializing in:

  • Property & casualty
  • Life insurance
  • Accident & health

Is this the type of coverage you need?

Products & Services
Products & Services

Find the right coverage for your bank or financial institution

Property insurance

Supported by our exceptional risk engineering, claims services, and global capabilities, our dedicated underwriters tailor your property coverage to meet the unique needs of your business.

General liability insurance

Coverage can be purchased packaged or monoline and include a blend of traditional insurance and alternative risk financing mechanisms to help manage your company’s liability risk.

Umbrella & excess casualty insurance

Our robust, feature-rich policies offer insurance protection on an excess or umbrella basis over and above your underlying policy limits and coverage options for your organization’s unique exposures.

Directors & officers liability insurance

In an increasingly litigious business landscape, safeguard the personal assets of your directors & officers as well as your balance sheet from legal costs and liability damages arising from D&O duties.

Errors & omissions (E&O) insurance

In an increasingly litigious society, it’s critical to have insurance protection against liabilities impacting professionals, the services they provide, and their company’s financial reputation.

Workers compensation insurance

Companies of all sizes can get customized coverage with features like proactive managed care to speed return-to-work timeframes, fraud detection and prevention, and litigation and recovery management.

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Financial industry-specific expertise to prevent loss and speed claims

Chubb’s industry knowledgeable risk engineers evaluate your evolving exposures and recommend preventative steps. For Asset Management Protector (AMP) and Private Equity+ (PE+) clients, our network of loss mitigation consultants can help further reduce risk with resources such as regulatory compliance mock examinations and cybersecurity risk assessments.

If an incident does happen, our financial institution-dedicated claims team strives to provide the best outcomes for all our clients.

Why Chubb
Why Chubb

Financial liability expertise to keep your assets and reputation safe

Chubb understands both the established exposures and the quickly evolving threats facing financial institutions today. From regulatory issues to officer liabilities to data security and much more, our teams of underwriters, risk engineers, and claims professionals have the industry knowledge to provide you with expert solutions and service.

Partnership that’s personal

We work to understand your business and where you’re headed so we can be proactive about meeting your needs. Whether your business is big or small, we invest in getting to know you, your team, and your customers. The goal: to help you see ahead, be ahead, and stay ahead.

Creative problem-solving

Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always striving to help clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to helping solve your risk challenges.

Expertise and financial strength

Chubb has served clients and partnered with leading organizations for more than 200 years. Our longevity, expertise, and financial strength are the bedrock of our business. That’s why 95% of Fortune 1000 companies are Chubb insured.


Using our clients as examples, financial institutions typically purchase a package policy for small or mid-sized companies, which includes not only broad property and general liability coverages, but also features and benefits not found in other industry policies. In addition, they tend to round out their insurance programs with workers compensation, commercial auto, financial lines coverages such as cyber and directors and officers (D&O) or errors and omissions (E&O) and excess liability. 

The best defense is offense — and, therefore, Chubb has invested heavily in our risk engineering capabilities to help your organization safeguard against loss. We’re able to proactively assess risks and advise our clients on how to help prevent the breadth of financial institution exposures — whether property perils or cyber hacking.

Risk engineering services help ensure business continuity, protect electronic data processing infrastructure as well as data, and mitigate accidents and injuries for customers and workers alike.

Important qualities for your insurance carrier to have are financial strength and capacity, in addition to specific, deep financial industry expertise that spans all aspects of your insurance partnership.

Chubb’s strength allows us to offer financial institutions robust primary casualty, excess umbrella, and property limits — some of the largest capacity levels available in the industry. Our financial institution expertise starts with our dedicated underwriting and extends through to our claims services. Whether your company is an asset management firm, a mortgage lender, or an insurance brokerage, we address your unique risks. Further, should you experience an incident, Chubb claims team provides efficiency, empathy, and deep experience managing all types of losses that financial institutions could face, from legal liabilities and cyber incident response to employee injuries and property losses.


3 steps to reduce the risk of workers compensation claims — and better protect your employees


Chubb understands the exposures facing financial institutions

Get a Quote
Get a Quote

The right coverage in a few clicks

Deep expertise.

Chubb has a rich history of insuring Financial Institutions dating back over 100 years.