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Insurance for Healthcare Organizations

doctor comforts patient

Healthcare business insurance to cover your unique risks 

From the ongoing impact of COVID-19 — including understaffing and the inevitability that many patients haven’t seen a doctor for a long time — to stronger defense against lawsuits in the wake of tort reform erosion, insuring your healthcare business requires a level of expertise that Chubb can provide through our depth of experience in the sector.

We understand you are operating in a challenging, highly regulated market. We help by offering flexible, creative insurance solutions, as well as loss control and risk management services. These can include employee training and on-site assessments, as well as drills for common emergency scenarios.


Meet our Healthcare Industry Practice Leader

Caroline Clouser
Caroline Clouser
EVP, Healthcare Industry Practice Leader

“Healthcare is a very specialized field with many unique risk factors. The Healthcare Industry Practice not only has great underwriting and claim management teams, we have thoughtful underwriting and claim management teams with a strong healthcare background.”


We serve clients across the entire healthcare sector, including

Hospitals and healthcare systems

Chubb can tailor risk and insurance solutions to help you address your unique professional and general liability exposures, and can offer flexible options for physicians and other organizations at your hospital, specialty hospital (pediatric, cancer, etc.) or healthcare system.

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Long-term care facilities

As you care for a vulnerable population, Chubb offers policies with unique options for additional protections for skilled nursing, memory care, and assisted living facilities, and continuing-care retirement communities.

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Outpatient facilities and agencies

As the demand for outpatient services grows, so does the need for specialized insurance. Chubb policies can mitigate a broad range of risks for home health agencies, imaging facilities, dialysis centers, pharmacies, and more.

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Is this the type of coverage you need?

Products & Services
Products & Services

Chubb’s deep healthcare insurance and risk management expertise lets you focus on the business of care.

Chubb offers specialized insurance for the healthcare industry, and we help our clients stay up-to-date on current healthcare risk management trends and best practices.

Package insurance for human services agencies

Includes professional and general liability for physicians, counsellors, employees, and associated staff who work in the addiction treatment and mental health sector.

Property insurance for healthcare facilities

Insures against damage to property and equipment breakdown, as well as specialized products for emergency evacuations and mobile medical equipment.

Why Chubb
Why Chubb

Chubb’s insurance specialists know the rapidly changing healthcare industry

After operating successfully in this space for many years, we can help you foster a culture of safety among physicians and staff and prepare response measures to mitigate potential losses. 


Partnership that’s personal

We work to understand your business and where you’re headed so we can be proactive about meeting your needs. Whether your business is big or small, we invest in getting to know you, your team, and your customers. The goal: to help you see ahead, be ahead, and stay ahead.

Creative problem-solving

Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always striving to help clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to helping solve your risk challenges.

Expertise and financial strength

Chubb has served clients and partnered with leading organizations for more than 200 years. Our longevity, expertise, and financial strength are the bedrock of our business. That’s why 95% of Fortune 1000 companies are Chubb insured.


Healthcare organizations are responsible for the lives of their patients. As such, they face an especially significant range of complex — and evolving — exposures. With 25 years of healthcare experience, Chubb deeply understands the industry needs. We combine our wealth of healthcare capabilities — risk management expertise, innovative and customized insurance products, and superior claims services — to specifically serve and benefit this sector.

Whether a hospital or skilled nursing facility, an outpatient medical service or a pharmacy services company, clients get dedicated and tailored insurance solutions.

What distinguishes us is our focused, dedicated, and holistic approach to being a longtime committed partner to our healthcare industry clients — an approach that fosters collaboration, drives innovation, and provides clients with integrated insurance solutions, no matter how complex the need.

Chubb’s risk engineers and underwriters work diligently to stay on top of trends and best practices in the ever-evolving healthcare landscape to help innovate and customize policies, and our adjusters have an average of more than 10 years of health industry experience. Further, our broad and comprehensive portfolio provides the flexibility and convenience to meet client needs from one carrier — a carrier with long-term financial strength and stability.

Yes. Today’s healthcare organization exposures range from cyber-attacks to equipment failure, from widespread infection to on-site violence. We have specially trained risk engineers and loss control specialists who, at the request of a client or underwriting team, can provide customized services to identify specific risks and evolving exposures, and help create strategies for mitigation.

Medical professional, general and excess liability for:

  • Hospitals & integrated healthcare systems
  • Long-term care
  • Outpatient medical facilities

Financial lines

  • Management liability
  • Directors and officers liability
  • Employment practices liability
  • Fiduciary liability
  • Crime

Cyber/Privacy Coverage

Healthcare Property

  • Property, builders’ risk
  • Business interruption
  • Boiler & machinery

Commercial automobile
ESIS, third party claims administration
Aerospace, heliport & non-owned aircraft
Accident and health


Surgical fires: Three steps toward reducing clinical risk and impact

Healthcare Capabilities
Healthcare Capabilities

What sets us apart

For more than 20 years, Chubb’s Healthcare Industry Practice has offered customizable insurance solutions to our healthcare customers. Watch our video to learn more.

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