3 things to do before making home improvements
Whether you’re renovating the entire house, updating your kitchen or installing a new home theater, here are three things you’ll want to do before you get started.
Keep your home running smoothly.
A kitchen range enables you to cook the perfect meal. The HVAC system keeps your family cozy on a cold winter night. Your electrical system powers the lights, coffee maker, and Wi-Fi, and so much more. It's the appliances and systems in your home that help keep your life running smoothly. You probably don't notice your home equipment until it stops working.
Your homeowner’s policy wasn’t designed to cover home equipment or appliances that are damaged or stop working. While Equipment Breakdown coverage doesn't cover the normal "wear and tear" of older equipment, it provides coverage for issues that happen out of the blue and will pay for the repair or replacement of damaged home appliances or equipment like an HVAC system, electrical system or kitchen range, without depreciation. You’re eligible for this coverage if you have a Masterpiece® Homeowners, Condominium, or Co-op policy, or if you have more than one home or want to protect a separate home office building or barn.
This information is descriptive only. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.
Speak to an independent agent about your insurance needs.