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Top 4 holiday fire hazards and how to avoid them

people having christmas dinner

As we approach the holidays, you may be looking forward to family gatherings, dinners with friends, and special celebrations. If your holidays include having a cozy fire in the fireplace, candles on the table, twinkle lights on the tree, or extra space heaters around the house to warm things up, you're not alone. For many of us, these are essential to the holiday spirit. But they can also be fire hazards.

Nearly 156,000 fires occur during the winter holidays season, causing 630 deaths, 2,600 injuries, and approximately $936 million in property damage, according to the U.S. Fire Administration. Here are the four main holiday fire hazards, and how to avoid them:
 

  1. Fireplaces

    • Properly dispose of fireplace ashes. Allow them to cool for 12 -24 hours, place them in a metal bucket, and then move the bucket outside until there are no more hot spots. 
    • Get your chimney inspected and cleaned before the holidays. 
    • Check your smoke and carbon monoxide detectors to make sure they're working well.

     

  1. Candles

    • Never leave candles unattended or place them in high-traffic areas.
    • Leave a two-foot circle of safety around them. Don't light them close to trees or decorations.

     

  1. Holiday lighting

    • Don't overload extension cords or use indoor extension cords outside.
    • Don't run extension cords under rugs, as they can fray or be pinched by heavy furniture.
    • Plug outdoor lights into ground fault circuit interrupters (GFCIs) to prevent electric shocks.
    • Inspect all lights and cords before using them; replace old lights every few years.
    • Turn off lights when you're away from home and before going to sleep.

     

  1. Space heaters

    • Never leave space heaters unattended or near anything flammable.
    • Check the circuit you plan to use, to make sure it can handle the added demand of a space heater.
    • Don't remove the third-prong grounding feature - and always plug them into GFCIs for added safety.

     

This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. It is an overview only, and is not intended as a substitute for consultation with your insurance broker, or for legal, engineering or other professional advice.

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance provided by ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600.

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