Hospital Indemnity Insurance

Most healthcare plans do not cover all the expenses when an individual becomes hospitalized. Chubb Accident & Health offers hospital indemnity insurance benefits designed to help defray the expenses associated with a hospital stay.

Hospital Indemnity Insurance Coverage Highlights

Hospital indemnity insurance coverage pays a lump sum daily benefit for each day an individual is confined in a hospital. Additional benefits are available for intensive care, skilled nursing care, or to help ease the recovery period after the stay ends.

Key Features:
 

• Guaranteed acceptance regardless of current state of health
• Benefits are payable directly to the individual
• Benefits can be used in any way an individual chooses – to cover additional costs like deductibles, co-pays or other out-of-pocket expenses, or to cover household or childcare expenses while hospitalized
• Benefits are payable in addition to any other insurance that may apply
• Attractive additional benefits available:
  
  
  • Accidental Death & Dismemberment
  • Critical Illness benefit
  • Custodial Care Facility benefit
  • Emergency Care benefit
  • Home Health Care benefit
  • Hospice Care benefit
  • Intensive Care benefit
  • Outpatient Surgical benefit
  • Post-hospital Recovery benefit
  • Skilled Nursing Care Facility benefit